Effective Date: May 2025
These Terms and Conditions ("Terms") govern your access to and use of the website and services provided by Umunthu System Private Limited under the brand Nivestaa.
1. Entity Details
Registered Entity: Umunthu System Private Limited
AMFI Registration Number: ARN-311028
AMFI Validity: 18-Oct-2024 to 17-Oct-2027
2. Eligibility By accessing this website, you confirm that you are:
3. Services Offered We offer mutual fund distribution and advisory services as permitted under SEBI and AMFI regulations. We do not guarantee returns, and investments are subject to market risks.
4. User Responsibilities
5. Third-Party Integrations The platform may integrate with third-party RTAs, AMCs, and payment gateways. We are not liable for any service failures or data breaches at their end.
6. No Investment Advice The information contained herein does not constitute, and should not be construed as, investment advice or a recommendation to buy, sell, or otherwise transact in any security or investment product or an invitation, offer or solicitation to engage in any investment activity. It is strongly recommended that you seek professional investment advice before taking any investment decision. Any investment decision that you take should be based on an assessment of your risks in consultation with your investment adviser.
7. Limitation of Liability Nivestaa does not furnish any guarantees, warranties or representations, express or implied, on information furnished. Any calculations made are approximations, meant as guidelines only, which you must confirm before relying on them. In the preparation of the material contained herein, Nivestaa has used information that is publicly available, including information developed in-house. Material used herein may have been obtained from members/persons other than the Nivestaa and/or its affiliates and which may have been made available to the Nivestaa and/or to its affiliates. Information gathered and material provided herein is believed to be from reliable sources.
We have included statements / opinions / recommendations, which contain words, or phrases such as “will”, “expect”, “should”, “believe” and similar expressions or variations of such expressions, that are “forward-looking statements”. Actual results may differ materially from those suggested by the forward-looking statements due to risk or uncertainties associated with our expectations with respect to, but not limited to, exposure to market risks, general economic and political conditions in India and other countries globally, which have an impact on our services and / or investments, the monetary and interest policies of India, inflation, deflation, unanticipated turbulence in interest rates, foreign exchange rates, equity prices or other rates or prices etc. Nivestaa shall not be liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as also any loss of profit in any way arising from the use of any material or information provided by Nivestaa. Certain products and services offered by Nivestaa may not be traded on exchange. Disputes with respect to the distribution activity, would not have access to the Exchange Investor Redressal Forum or Arbitration mechanism.
To the extent that any information is regarding the past performance of securities or investment products, please note such information is not a reliable indicator of future performance and should not be relied upon as a basis for an investment decision. Past performance does not guarantee future performance and the value of investments and the income from them can fall as well as rise. No investment strategy is without risk and markets influence investment performance. Investment markets and conditions can change rapidly, and investors may not get back the amount originally invested and may lose all of their investment.
8. Intellectual Property The testimonials are voluntarily provided and are not paid promotion. The views or expressions contained in this material are not necessarily of Nivestaa and Nivestaa neither assumes any responsibility/liability nor does guarantee its accuracy, suitability, completeness and adequacy. The figures and data that may be appearing in this material are taken from various sources deemed reliable by Nivestaa. The content of this material including images, charts, graphics and pictures are protected intellectual properties and cannot be amended, copied, reproduced, replicated, republished, uploaded, posted, published, transmitted, displayed or distributed for any non-personal use without obtaining prior written permission, any non-adherence of which may attract appropriate legal action.
Mutual fund investments are subject to market risks, read all scheme related documents carefully before investing.
9. Amendments We reserve the right to change these Terms at any time. Continued use of the platform after changes constitutes acceptance of the revised Terms.
10. Governing Law & Jurisdiction: These Terms shall be governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Mumbai.
11. Contact For any queries, contact us at:
Email: chaman.chawla@nivestaa.com
Address: Umunthu System Private Limited, Unit No 710, 7th Floor, Trade Centre, Bandra -Kurla Complex, Bandra (East), Mumbai: 400098
These Terms and Conditions ("Terms") govern your access to and use of the website and services provided by Umunthu System Private Limited under the brand Nivestaa.
1. Entity Details
Registered Entity: Umunthu System Private Limited
AMFI Registration Number: ARN-311028
AMFI Validity: 18-Oct-2024 to 17-Oct-2027
2. Eligibility By accessing this website, you confirm that you are:
- At least 18 years old
- Legally capable of entering into a binding contract under Indian law
3. Services Offered We offer mutual fund distribution and advisory services as permitted under SEBI and AMFI regulations. We do not guarantee returns, and investments are subject to market risks.
4. User Responsibilities
- Ensure the accuracy of the information provided
- Maintain the confidentiality of your login credentials
- Use the website and services lawfully
5. Third-Party Integrations The platform may integrate with third-party RTAs, AMCs, and payment gateways. We are not liable for any service failures or data breaches at their end.
6. No Investment Advice The information contained herein does not constitute, and should not be construed as, investment advice or a recommendation to buy, sell, or otherwise transact in any security or investment product or an invitation, offer or solicitation to engage in any investment activity. It is strongly recommended that you seek professional investment advice before taking any investment decision. Any investment decision that you take should be based on an assessment of your risks in consultation with your investment adviser.
7. Limitation of Liability Nivestaa does not furnish any guarantees, warranties or representations, express or implied, on information furnished. Any calculations made are approximations, meant as guidelines only, which you must confirm before relying on them. In the preparation of the material contained herein, Nivestaa has used information that is publicly available, including information developed in-house. Material used herein may have been obtained from members/persons other than the Nivestaa and/or its affiliates and which may have been made available to the Nivestaa and/or to its affiliates. Information gathered and material provided herein is believed to be from reliable sources.
We have included statements / opinions / recommendations, which contain words, or phrases such as “will”, “expect”, “should”, “believe” and similar expressions or variations of such expressions, that are “forward-looking statements”. Actual results may differ materially from those suggested by the forward-looking statements due to risk or uncertainties associated with our expectations with respect to, but not limited to, exposure to market risks, general economic and political conditions in India and other countries globally, which have an impact on our services and / or investments, the monetary and interest policies of India, inflation, deflation, unanticipated turbulence in interest rates, foreign exchange rates, equity prices or other rates or prices etc. Nivestaa shall not be liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as also any loss of profit in any way arising from the use of any material or information provided by Nivestaa. Certain products and services offered by Nivestaa may not be traded on exchange. Disputes with respect to the distribution activity, would not have access to the Exchange Investor Redressal Forum or Arbitration mechanism.
To the extent that any information is regarding the past performance of securities or investment products, please note such information is not a reliable indicator of future performance and should not be relied upon as a basis for an investment decision. Past performance does not guarantee future performance and the value of investments and the income from them can fall as well as rise. No investment strategy is without risk and markets influence investment performance. Investment markets and conditions can change rapidly, and investors may not get back the amount originally invested and may lose all of their investment.
8. Intellectual Property The testimonials are voluntarily provided and are not paid promotion. The views or expressions contained in this material are not necessarily of Nivestaa and Nivestaa neither assumes any responsibility/liability nor does guarantee its accuracy, suitability, completeness and adequacy. The figures and data that may be appearing in this material are taken from various sources deemed reliable by Nivestaa. The content of this material including images, charts, graphics and pictures are protected intellectual properties and cannot be amended, copied, reproduced, replicated, republished, uploaded, posted, published, transmitted, displayed or distributed for any non-personal use without obtaining prior written permission, any non-adherence of which may attract appropriate legal action.
Mutual fund investments are subject to market risks, read all scheme related documents carefully before investing.
9. Amendments We reserve the right to change these Terms at any time. Continued use of the platform after changes constitutes acceptance of the revised Terms.
10. Governing Law & Jurisdiction: These Terms shall be governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Mumbai.
11. Contact For any queries, contact us at:
Email: chaman.chawla@nivestaa.com
Address: Umunthu System Private Limited, Unit No 710, 7th Floor, Trade Centre, Bandra -Kurla Complex, Bandra (East), Mumbai: 400098